Spring 2026 FCIAAO Newsletter

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SPRING 2026

FLORIDA CHAPTER OF THE IAAO

VOL. 38 ISSUE 2

STAYING APPRAISED IAAO ANNUAL CONFERENCE 2026 CALGARY The IAAO Annual Conference is the premier platform for sharing successes, discovering best practices, and learning from expert colleagues about the latest research in property appraisal and valuation. The 2026 Annual Conference is set for Oct. 13-16 in Calgary, Alberta, Canada at the Calgary TELUS Convention Centre and registration will open in late April. Each year, educational sessions, networking opportunities, events, and a varied exposition are offered to attendees to provide assessment professionals with the tools they need to succeed. Conference attendees have the opportunity to interact with peers from across the country and around the globe. This year the format will change slightly with the conference beginning on Tuesday and running through Friday. See the IAAO website for more information. FCIAAO 38 ANNUAL CONFERENCE 2026 TH Our Annual Conference is just around the corner, and we’re excited to gather April 27–May 1, 2026, at the beautiful Embassy Suites Lake Buena Vista South. This year’s event promises a dynamic blend of connection, collaboration, and high-quality professional development designed to keep you informed and inspired.

INSIDE THIS ISSUE President's Message Membership News 2026 Conference 2026 Lunch and Learn 2026 Annual Conf Map FLGISA Prof Designation News Legislative Update Member Spotlight Member Benefits Committee Insights Committee Info County Spotlight Sage Advice PAAF Education Calendar Job Opportunities

2 3 4-8 9-13 14- 15 16 17-18 19-20 21-22

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Attendees will benefit from engaging General Sessions as well as four specialized Thursday tracks focused on Administration, Real Property, Exemptions, and IT/GIS— offering targeted insights to support your daily work and long-term goals (see page 5 for the complete agenda). We’re also pleased to offer a valuable pre-conference opportunity: the two-day International Association of Assessing Officers Workshop 151: 15-Hour National USPAP course. This in-depth workshop provides essential instruction and continuing education for appraisal professionals seeking to stay current with national standards.

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Mark your calendar and plan to join us for a week of learning, networking, and professional growth in a welcoming and energizing setting. We look forward to seeing you there!

APPRAISED STAYING

SPRING 2026

2025-2026 FCIAAO EXECUTIVE BOARD

PRESIDENT'S MESSAGE

Our chapter is built on the knowledge and willingness of its members to share their experience with one another, and I’m grateful to have had the opportunity to serve such an outstanding group of professionals. One of the best examples of that collaboration is our Annual Conference, coming up this April. The Steering making this chapter so successful. Most importantly, thank you to the Property Appraisers and our members for your continued support and engagement. As I write my final President’s message, it’s hard to believe how quickly this year has passed. Serving as President of the Florida Chapter of the IAAO has truly been an honor. I want to thank the Executive Board, committee members, and volunteers who dedicate their time and energy to

PRESIDENT Wynta Loughrey, RES, AAS, CFE Commercial Valuation Manager

Sarasota County VICE PRESIDENT

A. Renee Large, AAS, EA, CFE Chief Administrative Officer Clay County 2ND VICE PRESIDENT Gina Fletcher, AAS, CPM, CFE Assistant Property Appraiser Leon County TREASURER Sage Sullivan, MBA, PPS, RES, CFE Res. Appraisal Division Chief Duval County SECRETARY Lou Frey, AAS, CFE Dir of Commercial Valuations Osceola County MEMBERSHIP DIRECTOR Kathy Rhodes, CFE Manager Palm Beach County DIRECTOR Faith Dangerfield, AAS, CFE Director, Real Property Charlotte County DIRECTOR Will Walsh, CFE Programmer/Analyst Putnam County DIRECTOR Sara Delli Fraine, RES, CFE Asst Director Res. Appraisals Pinellas County DIRECTOR Nekisha Smith, CFE Director Customer Service & Exemptions Nassau County IMMEDIATE PAST PRESIDENT Kevin Hayes, MAI, CAE, RES, CFE Deputy of Appraisals Pinellas County

WYNTA LOUGHREY RES, AAS, CFE

Committees have been working hard to put together sessions that are both engaging and informative. Whether you’re looking to learn new techniques or simply to stay connected with what’s happening across the state, the conference offers something valuable for everyone. Just as important as the educational sessions are the relationships we build during these events. The conference provides a chance to make new friends, reconnect with colleagues, exchange ideas, and strengthen the professional network that supports all of us in our work. Some of the most valuable conversations happen outside the classroom such as during networking events or in the hallways between sessions. As my term comes to a close, I would also encourage anyone who hasn’t yet done so to consider getting involved with the chapter. Whether it’s joining a committee, helping during an event, or sharing your expertise through a presentation, there are many ways to contribute. Getting involved not only helps strengthen our organization, but it can also be one of the most rewarding parts of membership. It’s a great way to build life-long connections, develop professionally, and give back to our appraisal community. I hope to see many of you in April at the conference!

Best Regards, Wynta Loughrey, RES, AAS, CFE FCIAAO 2025-2026 Chapter President

Save THE DATE

2026 IAAO Annual Conference Oct 13-16, 2026 Calgary, Alberta, Canada

STAYING APPRAISED

SPRING 2026

Another great reason to become a FCIAAO member! We’re excited to offer free quarterly webinars exclusively for our members. These webinars are designed to deliver timely insights, practical knowledge, and professional growth you can use right away, in addition to providing free continuing education credit. From industry updates to expert-led discussions, these sessions are our way of investing in you and your success. Join FCIAAO and enjoy valuable learning opportunities at no additional cost. It’s just one more benefit of being part of a strong, connected community. Space is limited - don’t delay, register today! FCIAAO Membership News

STAYING APPRAISED

SPRING 2026

FCIAAO 38 Annual th

CONFERENCE & WORKSHOP

April 27 to May 1, 2026 - Kissimmee, FL

The Annual Conference will be held at the Embassy Suites Lake Buena Vista South, April 27th through May 1, 2026 . During the Annual Conference we will offer informative and educational opportunities in General Sessions along with four specialized tracks on Thursday covering Administration, Real Property, Exemptions and IT/GIS (complete agenda on page 5). Pre conference educational offerings include two-day IAAO Workshop 151: 15Hr National USPAP.

IAAO Workshop 151: 15-HR National USPAP

38th Annual Conference & Business Meeting April 29-May 1, 2026 Member: $195 Non-Member: $255 Deadline to register: March 27, 2026 Late registration fee: $15 Register

April 27-29, 2026 Member: $300 Non-Member: $375 Deadline to register: April 12, 2026

*Cost includes price of any materials for the workshops.

*Continuing Education hours will be available through the Florida Department of Revenue, American Society of Appraisers and the International Association of Assessing Officers.

Embassy Suites by Hilton Orlando Lake Buena Vista South 4955 Kyngs Heath Rd Kissimmee, Florida 34746 407-597-4000 *Embassy Suites rooms sold out*

OVERFLOW HOTELS: SPRINGHILL SUITES BY MARRIOTT ORLANDO LAKE BUENA VISTA SOUTH HAMPTON INN & SUITES ORLANDO - SOUTH LAKE BUENA VISTA

Hotel info

STAYING APPRAISED

SPRING 2026

STAYING APPRAISED

SPRING 2026

2026 ANNUAL CONFERENCE

P r eview

GENERAL SESSION Wednesday, April 29

Opening Remarks Wynta Loughrey, RES, AAS, CFE Welcome to Osceola Hon. Katrina Scarborough, CFA, CCF, MCF

1:00 - 1:30 PM

IAAO Update William Healey, RES IAAO President

1:30 - 2:00 PM

FCIAAO Tony Hodge Award Ceremony

The Citizen’s Seat at the Table Hon. Cregg Dalton, MBA, CFA Citrus County Property Appraiser

2:00 - 3:00 PM

WEDNESDAY, APRIL 29 4:30 - 5:00 PM

Legislative Update Hon. Mike Twitty, MAI, CFA Pinellas County Property Appraiser

3:30 - 4:30 PM

Recognizing Success, Together We Shine!

Welcome Reception Wed, 4/29 @ 6:00 pm Wed, 4/29 @ 6:00 pm

Sponsored by:

STAYING APPRAISED

SPRING 2026

CONFERENCE GENERAL SESSION THE CITIZEN’S SEAT AT THE TABLE

The conversation highlights how a citizen-focused mindset can influence communication, strengthen accountability, and reinforce the sense of responsibility that comes with public service. It reminds us that our work is not only about managing systems, policies, and processes—it is about stewardship, trust, and honoring the commitment we have made to our community. reconnected with the purpose behind their work. By remembering who we serve and intentionally keeping citizens in mind during every discussion and decision, we can continue to build a culture of service that reflects the values of transparency, responsibility, and community trust. Thurs 4/30 @ 7:00 pm The goal of the session is for employees to leave feeling encouraged, motivated, and

In public service, every decision carries weight. From daily tasks to long-term policy discussions, the work done by property appraiser professionals directly affects the people and communities we serve. Yet in the midst of deadlines, procedures, meetings, and regulations, it can be easy to lose sight of the most important perspective in the room—the citizens who rely on our work. This presentation encourages employees to pause and reflect on a simple but powerful idea: even when citizens are not physically present in our meetings or conversations, they still deserve a place at the table. During the session, attendees are invited to consider an important question: when we make decisions

CREGG DALTON, MBA, CFA CITRUS COUNTY PROPERTY APPRAISER

in our individual roles, are we truly thinking about the people who will be affected by them? By examining this question together, participants will explore how keeping citizens at the center of our discussions can shape the way we approach our work each day.

2026

Annual Business Banquet

DRESS to IMPRESS...NOT DISTRESS!

Dear Guests, As we prepare to gather for our upcoming business banquet, we kindly ask that everyone dress in business or cocktail attire — think polished, professional, and perhaps just a touch fancy. This is not the time for flip-flops, pajama pants, jeans, or that “ ironic ” tuxedo T-shirt (you know the one). Let ’ s keep it classy, comfortable, and camera-ready, because you never know when the group photo will happen.

Thank you for helping us keep the evening stylish and sophisticated (with just the right amount of sparkle). We look forward to seeing everyone there — looking sharp!

~ FCIAAO Executive Board

STAYING APPRAISED

SPRING 2026

This year’s conference features four exclusive Lunch & Learn sessions, each hosted by an industry-leading solution provider. Each session includes a 45 minute live product demonstration and practical workflow insights designed specifically for assessment professionals. LUNCH & LEARN VENDOR SPOTLIGHT SERIES

12:20 - 1:10 pm Thursday, April 30

Important Details: Limited to 25 attendees per session Admission is by vendor-issued ticket only Tickets must be obtained directly from the vendor’s booth

Lunch provided (no cost to attendee) Early pickup is strongly encouraged

HOW TO ATTEND 1.Visit vendor’s booth 2.Request an admission ticket 3.Arrive early 4.Enjoy lunch while learning

These sessions are expected to fill quickly. Plan your schedule accordingly and secure your tickets early.

STAYING APPRAISED

SPRING 2026

TIRED OF THE MAP, THE COMPASS AND THE WEEKS IN THE FIELD? It’s time to modernize. Switch to Minutes of Desktop Review, Low Costs, and Instant Results. Join at the FCIAAO Conference for a Lunch and Learn that will change how you approach property valuation! We show you how to leverage high-resolution aerial imagery and mobile data to transform weeks of field work into minutes of streamlined desktop review… slashing inspection costs, eliminating backlogs, and laying the digital foundation for AI-powered automation. Apex Appraisal Solutions

LUNCH INCLUDED! THURSDAY, APRIL 30TH 12:20 - 1:10 PM DON'T MISS OUT ON THESE ACTIONABLE INSIGHTS!

STAYING APPRAISED

SPRING 2026

TRANSFORM YOUR APPRAISAL WORKFLOW WITH EAGLEVIEW!

Tired of manual appraisals? Wish you could streamline valuations and boost accuracy?

Join EagleView at the FCIAAO Conference for a dynamic lunch and learn where you'll discover how advanced aerial imagery , artificial intelligence (AI), machine learning (ML), and data-driven insights are revolutionizing the property appraisal landscape! Thursday, April 30th from 12:20-1:10 pm Secure your lunch by stopping by their booth for your ticket! Learn how these cutting-edge technologies are empowering jurisdictions to: Enhance Valuation Accuracy: Leverage high-resolution aerial imagery and intelligent analytics for more precise and defensible valuations. Boost Operational Efficiency: Automate workflows and access critical property data faster to save valuable time and resources. Defend Valuations Confidently: Back up your assessments with comprehensive, data driven insights that are difficult to dispute. Drive Measurable Results: Discover real-world examples of how other jurisdictions are successfully modernizing their appraisal processes and achieving significant improvements.

Get ready to gain actionable insights you can apply immediately to improve your agency's performance!

Don't miss out on this opportunity to learn from the experts and network with colleagues.

STAYING APPRAISED

SPRING 2026

UNLOCK THE SECRETS TO MASSIVE POSTAGE SAVINGS! Wait, did you know your total postage cost isn't fixed? It actually depends heavily on how your mail is prepared and which USPS services are used. Join us for an exclusive Lunch & Learn at the FCIAAO conference where Jim Cote’ from The Master's Touch will pull back the curtain on little-known USPS resources and proprietary tools designed to save you money! Stop overpaying for postage and start maximizing every USPS service. Learn how to: Drastically reduce postage rates. Significantly decrease undeliverable mail.

Knowledge is power, especially when it comes to your budget!

Don't miss this opportunity to gain a competitive edge! Head to their booth at the conference to get your lunch ticket!

STAYING APPRAISED

SPRING 2026

IS YOUR OFFICE RUNNING ON "HEAD-KNOWLEDGE" OR DOCUMENTED WORKFLOWS?

We all know homestead administration is a heavy lift—but it’s also the perfect testing ground for better systems!

Join TrueRoll at the FCIAAO Conference for a Lunch & Learn where we’re going Beyond Homestead.

They are sharing how top Florida offices are taking the lessons learned from homestead modernization and using them to fix bottlenecks in Deeds, TPP, and more . If you’re tired of paper-driven delays and want a more consistent, efficient office, this session is for you!

What’s on the menu: Practical ideas for documenting workflows. Strategies to boost staff efficiency. A roadmap to modernize every department.

See you there! Thursday, April 30th from 12:20 - 1:10 PM Head to their booth at the conference to get your lunch ticket!

STAYING APPRAISED

SPRING 2026

2026 ANNUAL CONFERENCE

Hotel Map

WOMENS ROOM

MENS ROOM

MAGNOLIA BALLROOM B

PALMS BALLROOM

CYPRESS PATIO

CYPRESS 3

SERVICE CORRIDOR

PREFUNCTION SPACE B

PREFUNCTION SPACE A

STORAGE

PLANNER OFFICE

REDGEISTKRATION

ATLANTIS BOARDROOM

Lobby/Check-In

PREFUNCTION SPACE B

PREFUNCTION SPACE A

WOMENS ROOM

MENS ROOM

Admin Track Cypress 1, 2

Business Banquet Palms A, B, C

IT / GIS Track Magnolia A

Exemptions Track Cypress 3, 4

Welcome Reception Palms A, B

Real Property Track Magnolia B, C

General Session Magnolia A, B, C

Networking Breakfast Palms A, B, C

Vendors & Breaks Palms D, E, F, G

Kyngs Grille - Offering a selection of classic American favorites in a comfortable, relaxed atmosphere. Dinner from 5 p.m. to 10 p.m. Oasis Lounge - Relax after a long day of meetings or theme park hopping and enjoy your favorite cocktail along with a wide selection of appetizers. The Market Place - Quick and convenient, offers a wide range of fresh choices to-go. Pick up everything you need to enjoy your stay. Buffet Breakfast - Free hot breakfast, made-to-order or buffet style sure to energize you for the day ahead.

On-Site Restaurants

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STAYING APPRAISED STAYING APPRAISED

SPRING 2025 SPRING 2026

Nearby ESTABLISHMENTS

RESTAURANTS

TACO BELL BURGER KING SUBWAY FIVE GUYS FIRST WATCH OLD TOWN

MILLERS STEAKHOUSE LONGHORN STEAKHOUSE FLIPPERS PIZZA MAPLE STREET BISCUIT CHEDDAR’S FALCON’S NEST

GROCERY & SHOPPING

WALMART PUBLIX ROSS TARGET FIVE BELOW

FAMOUS FOOTWEAR TJ MAXX ALDI LAKE BUENA VISTA FACTORY STORES

THINGS TO DO

GREG NORMAN’S CHAMPIONS GATE GOLF CLUB ARNOLD PALMER’S BAY HILL GOLF CLUB

EPCOT GAYLORD PALMS ICE DISNEY SPRINGS UNIVERSAL STUDIOS WALT DISNEY WORLD GATORLAND

CONVENIENCE

7-11 WAWA RACETRAC CIRCLE K

WALGREENS CVS

Embassy Suites Lake Buena Vista South Kissimmee, FL

STAYING APPRAISED

SPRING 2026

FLGISA: SMALL COST, BIG BENEFITS FOR FLORIDA GOVERNMENT IT

Ever heard of FLGISA? I hadn’t until my friend from the Board of County Commissioners told me about it. Since then, my office has been a member. Seeing the tremendous value firsthand, we send staff to every conference and event. The initials stand for Florida Local Government Information Systems Association (www.flgisa.org), and it is an organization for IT managers and their staff from any branch of Florida government, including constitutional offices. I have met people from other Property Appraiser offices, Tax Collectors, cities, law enforcement, special districts, and, of course, counties. Unlike seemingly anything else these days, membership is a bargain at FLGISA. Your entire organization joins for $300 per year, and there is no extra “per person” membership fee after that. They hold a winter symposium in Kissimmee and an annual conference each summer that will be in Miami this year and Orlando for the next 3. At these conferences, your IT staff can stay abreast of the latest in technology, tools, solutions, and platforms, share best practices, and learn about legislative issues.

BRIAN LOUGHREY, CFE SARASOTA COUNTY CHIEF DEPUTY

They feature inspiring motivational speakers to kick off and end each annual conference. Recently, the hot issues have been ransomware, artificial intelligence (AI), and disaster recovery. And just like the Florida Chapter conferences, the most valuable things you gain are meeting other people in the industry, trading stories and contact information. Other benefits are a real-time message board to discuss and learn about the latest developments, ideas, and emerging best practices from peers. For those in upper management, the nationally recognized Certified Government Chief Information Officer ™ (CGCIO) and Certified Public Technology Manager (CPTM) certification programs were developed in partnership with the FLGISA and the John Scott Dailey Florida Institute of Government (FIOG) at Florida State University (iog.fsu.edu).

Their shared goal was to create the most relatable government agency-focused education in the country, compared to traditional technology and business leadership programs. FIOG’s mission enhances the capacity of Florida’s governments and communities through focused education, customized training and leadership programs for associations, applied research, and direct public service. Their efforts assisted Florida Counties further by securing over $1.3 billion in private capital investments, $250 million in state and federal grants, and incentives to support economic development. I am in the FLGISA Southwest region, and my district also regularly hosts free meetings for attendees with specialized topics of interest, and lunch is even provided! I highly recommend these groups to your office and IT staff. There is a lot to be gained for little cost, a rarity for sure!

STAYING APPRAISED

SPRING 2026

ProfessionalDesignation

News

I’m super excited at the opportunity for us to gather at the 2026 FCIAAO Annual Conference in Kissimmee and celebrate the continued success of the Florida Chapter and the new IAAO professional designees. Over the past few weeks, I have been notifying chapter members who are eligible to receive the Tony Hodge Educational Award . If you recently earned your IAAO designation and have not been contacted about the award, please email tdrake@ccpao.com. Don’t miss out on being recognized as a designated assessment professional!

TRACY DRAKE, CFA CAE, ASA, RES, AAS

The FCIAAO Procedural Rules specify eligibility of the award, as follows:

Did You Know? The Tony Hodge Educational Award may be granted to FCIAAO regular members who earn their IAAO designations. The Executive Board shall recognize newly designated members at the successive FCIAAO Annual Conference and may present them with a $500 check. To be eligible, new designees must be a FCIAAO member in good standing for at least 24 consecutive months prior to being awarded their designation and receiving the award. From 1999 through 2025, the FCIAAO Executive Board has conferred 228 Tony Hodge Educational Awards, resulting in more than $103,000 to new IAAO professional designees. That’s pretty impressive, with more to be awarded in Kissimmee!

STAYING APPRAISED

SPRING 2026

STAYING APPRAISED

SPRING 2026

LEGISLATIVE UPDATE Proposed Property Tax Bills

Bill: HJR 201 – Elimination of Non ‑ school Property Tax for Homesteads Key Concept - Would exempt homestead property from all ad valorem taxes except school district levies. Local government taxes (county, municipal, special districts) would no longer apply to homesteads. Impact - Major reduction in property tax bills for homestead owners. Significant revenue loss for counties and cities. Would require constitutional amendment approval. Status - It has NOT moved to a House floor vote and is essentially stalled. In other words, the bill cleared early committees but has not advanced further in the House calendar. Bill: HJR 203 – Phased Out Elimination of Non ‑ School Property Tax for Homesteads Key Concept -Gradually increases the homestead exemption for non-school taxes by $100,000 annually for 10 years. Could begin 2027 if approved by voters. Impact - Property tax bills for homeowners could be cut roughly in half or more. Local governments could lose billions in revenue annually. Status - It passed the Florida House on 2/19/2026 (80-30 vote) Sent to Senate appropriation committee but no Senate vote yet. Bill: HJR 205 – Elimination of Non ‑ School Property Tax for Homesteads for Persons 65+ Key Concept - Homestead owners age 65 or older would be exempt from all property taxes except school taxes. Impact - Targets relief for retirees on fixed incomes and Could substantially reduce tax revenue in retiree-heavy counties. Status - This bill is active but hasn’t yet been voted by either chamber as it remains one of several property – tax reform joint resolutions and under consideration in Tallahassee this session. Bill: HJR 207 – Assessed Home Value Homestead Exemption Key Concept - Adds a 25% exemption on the remaining assessed value after current exemptions (non-school taxes). Impact - Would reduce taxable value without eliminating taxes entirely. Creates a percentage based exemption instead of flat dollar exemptions. Status - Like many of the 2026 property tax constitutional amendments it is active but has not passed either chamber. homesteads entirely. This brings forth key concerns for loss of local government revenue, funding for public safety and infrastructure and shifting tax burden to sales taxes or non-homestead properties. The 2026 Florida Legislative Session includes several proposals that could significantly change the property tax system, particularly for homestead properties and assessment limitations. Many of the bills propose constitutional amendments, meaning they would require 60% voter approval if passed by the Legislature. The Legislature is debating major structural changes to property taxes, including proposals that could eventually eliminate many local property taxes for

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LEGISLATIVE UPDATE

Continued

Bill: HJR 211 – Accrued Save ‑ Our ‑ Homes Benefit Key Concept - Increases the maximum transferable Save-Our-Homes benefit to a new homestead. Impact - Greater portability when homeowners move. Encourages mobility among long-time homeowners. Status - Like many of the 2026 property tax constitutional amendments it is active but has not passed either chamber. Bill: HJR 209 – Property Insurance Relief Homestead Exemption Key Concept - Adds $200,000 additional exemption for homesteads with property insurance. Impact - Designed as relief tied to Florida’s insurance crisis. Could significantly lower taxable value on insured properties. Status - Has advanced past early committee hurdles in the House and is positioned for floor debate, but it has not yet been passed by the full Legislature and therefore is not yet assured to go to the November2026 ballot. Bill: SB 276 – Homestead Property Tax Benefits for Long ‑ Term Owners Key Concept - Allows long-term homestead properties to be assessed below just value after extended ownership. Impact - Additional protections for long-term residents and Could further widen the gap between

market value and assessed value. Status - Still in committee review. Bottom Line:

The 2026 session may represent the largest potential shift in Florida’s property tax system since Save-Our-Homes (1992). Many proposals would require constitutional amendments and voter approval in November 2026, with potential implementation beginning January 1, 2027.

STAYING APPRAISED

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MEMBER spot l ight

County: Duval County Name : Vanessa Baffour- Singletary What do you do for the Property Appraiser? I serve as the Communications and Public Relations Director for the Duval County Property Appraiser’s Office. My role focuses on internal culture building and external community engagement. I help support our Property Appraiser’s vision of building trust and transparency with our community. In simple terms, I help make sure people understand what we do, why we do it, and that we’re doing it with integrity… and occasionally with a little creativity. What do you like most about your job? I love the versatility. One day I’m at a community fair engaging with taxpayers, answering questions, and representing the office. The next day I’m wearing a crayon costume to match the theme of our all-staff meeting. It keeps me humble and colorful. No two days look the same, and I thrive in that energy. How long have you been employed by the Property Appraiser? I started in 2023 and will hit my three-year mark this coming July.

What is the best career advice you have been given? Show up every day committed to being a better version of yourself than you were yesterday. Growth compounds. Also, be willing to wear the crayon costume when necessary. You never know who’s watching and being inspired by your willingness to show up fully. Why did you join FCIAAO? I joined because I value professional growth and collaboration. Being part of an organization that prioritizes excellence, education, and innovation in our field is important to me. I want to learn from people who are doing this work at a high level and contribute where I can. What’s one thing people would be surprised to know about you? I have four kids under the age of four at home. Yes, you read that correctly. A one-year-old, two year-old twins, and a four-year old. My house is essentially a live-action obstacle course with snacks. They keep me on my toes, strengthen my immune system during cold and flu season, and remind me daily that leadership training truly starts at home.

VANESSA BAFFOUR -SINGLETARY DIRECTOR OF COMMUNICATIONS AND PUBLIC RELATIONS

Please describe the most memorable session, discussion, or experience you had at the 2025 FCIAAO Annual Conference in Daytona. Cregg Dalton’s leadership session stood out to me. What impressed me most wasn’t just the content, but how he delivered it. He truly embodied what he was teaching. He was respectful, thought-provoking, and made complex ideas feel digestible. It takes real skill to captivate a room full of professionals and leave them inspired, encouraged, and energized. That session challenged me to grow as a leader in whatever space I’m in. Cancun, Mexico in 2025 with my husband. Sunshine, clear water, and the rare luxury of finishing a meal without a child’s hand in my plate. Where was your best vacation ever?

STAYING APPRAISED

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MEMBER spot l ight

Continued

What are your hobbies and interests outside your job? I write resumes and help people find jobs. There’s something incredibly fulfilling about helping someone navigate where they spend 40 hours of their week. Supporting people in finding balance, fulfillment, and financial stability brings me so much joy. Watching someone land a role they’re excited about feels like

Tell us about your education and designation journey. I have a Master’s in Organizational Leadership from Evangel University and a University of North Florida in Jacksonville. This year I’m beginning my designation journey as our office pursues the CEAA. I believe leadership is something you continually sharpen, not something you ever “arrive” at. Bachelor’s in Business Management from the

winning a small championship.

I was struck by the unique challenges faced by appraisers from different jurisdictions and the innovative approaches they used to overcome them. Many jurisdictions in Florida already use resources such as PowerBI, EagleView, NearMap, and tablets but the

STAYING APPRAISED

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MEMBER BENEFITS FCIAAO

Networking Breakfast

Friday, May 1 7:30 -9:00 am

Sponsored by:

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STAYING APPRAISED STAYING

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Real Property

STEERING COMMITTEE INSIGHTS: WE PAY NOW, OR THEY PAY LATER

Later this year, voters will be asked to consider several proposed changes to Florida’s property tax system. These proposals include expanding homestead exemptions, freezing or slowing property value assessments, and reducing or eliminating certain taxes on primary residences. For many homeowners, especially seniors and long-time residents, this sounds like much-needed relief. And for some, it will be. But there is an important reality that deserves careful consideration: these proposals do not eliminate the cost of government. They simply shift it. Before I began working in an assessor’s office, I did not fully understand how the property tax system worked. Most people don’t. Property taxes are often seen as a burden without a clear connection to the services they fund. Yet they provide the financial foundation for essential infrastructure and public services—roads, emergency response, schools, drainage systems, and community protection. If that funding is reduced while the demand for services remains, the financial burden does not disappear. It simply moves elsewhere. It moves to landlords, who may raise rents to offset higher taxes on non homesteaded properties. It moves to businesses, which often pass increased costs on to consumers. And ultimately, it moves to the broader public in ways that may be less visible, but no less real. Here in the Florida Keys, we are already facing costly and complex challenges. Rising insurance premiums have become a major financial strain for many property owners, often exceeding property tax costs. At the same time, environmental pressures are increasing.

Flooding during seasonal high tides has become more frequent, disrupting roads, neighborhoods, and daily life. Maintaining and improving infrastructure to address these realities requires significant and sustained investment. Having lived in Key West for most of my life, I have seen firsthand how vulnerable our communities can be. Hurricanes, flooding, and rising water levels are no longer distant concerns; they are part of our lived experience. Residents understandably want solutions: stronger infrastructure, improved drainage, elevated roads, and better protection for their homes and neighborhoods. These are reasonable expectations. But they come with real costs. We cannot expect solutions without acknowledging how they will be funded. Property taxes may not be popular, but they remain one of the most stable and reliable ways local governments fund essential services. Reducing them without addressing the underlying financial needs of our communities risks creating larger problems in the future. Deferred investment often leads to higher costs later—whether through emergency repairs, increased insurance burdens, or declining infrastructure. This is not simply about taxes. It is about long-term sustainability and shared responsibility. It is about whether we choose to invest in maintaining and protecting our communities today, or leave those challenges for future generations to face.

MIKE RUSSO, MPA, RES, AAS, CFE DIRECTOR OF APPRAISAL SERVICES MONROE COUNTY The decisions we make now will shape the Florida our children and grandchildren inherit. The costs of maintaining safe, functional, and resilient communities will remain regardless of how we structure our tax system. The question is not whether those costs exist. The question is, “Who will bear them?” We can face them now, responsibly and thoughtfully or we can pass them on. We pay now, or they pay later! Mike Russo is with the Monroe County Property Appraiser’s Office and currently serves as the Real Property Steering Committee Chair.

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Interested in Serving on the Board? Your expertise, our mission, one powerful impact!

Join us for

Board Member Opportunities ~ General Session ~ Wed, 4/29 @ 5:00 pm

STAYING APPRAISED

SPRING 2026

SPOTLIGHT County

SANTA ROSA COUNTY Situated along Florida’s Emerald Coast in the western Panhandle, Santa Rosa County blends rich history with natural beauty, creating an inviting destination for visitors and prospective residents. Established in 1842, the county was named after the barrier island that forms its southern shoreline, which was in turn named for Saint Rosa de Viterbo by early Spanish explorers. Early development centered around timber, brickmaking, and river ‑ driven commerce, with Milton, now the county seat, emerging as a key industrial hub. Its historic downtown still reflects this heritage, offering preserved architecture, local museums, and a walkable riverfront that connects modern life with the community’s early foundations. Today, Santa Rosa County is home to approximately 215,000 residents. Recent years have brought significant population growth of nearly 15% since 2020, a reflection of the county’s diverse

BY THE NUMBERS

TOTAL JUST VALUE $32.6 BILLION TANGIBLE ACCOUNTS 8,235 REAL PROPERTY PARCELS 121,438 TOTAL TAXABLE VALUE $19.1 BILLION TAXABLE VALUE PER PARCEL $149,400

Navarre Beach

The southern region, including Navarre and Navarre Beach, draws national attention for its sugar ‑ white sand and clear Gulf waters. Navarre Beach’s fishing pier, among the longest in Florida, is a favorite vantage point for spotting dolphins, sea turtles, and dramatic sunsets. The area also supports a designated marine sanctuary, giving visitors the chance to explore snorkel reefs and learn about coastal conservation efforts.

*2025 Tax Roll EMPLOYEES 34

environments and inviting community atmosphere.

GREG BROWN II, CFA PROPERTY APPRAISER

Milton, FL

STAYING APPRAISED

SPRING 2026

SANTA ROSA COUNTY COUNTY SPOTLIGHT Continued Central Santa Rosa, anchored by Milton and the Pace area, offers convenient access to Pensacola and a suburban feel that appeals to families and professionals. It features a thriving commercial corridor and rapidly expanding industrial centers blended with suburban convenience and natural scenery, which contribute to its strong sense of community. The county’s northern expanse offers a distinct change of pace. Characterized by forests, farmland, and winding rivers, this area is home to one of the largest state forests in Florida, Blackwater River State Forest. Its namesake river is renowned for its tannin ‑ rich, tea ‑ colored water and sandy banks, providing excellent opportunities for canoeing, tubing, hiking, and camping. Small towns throughout northern Santa Rosa maintain a rural character that honors the county’s agricultural past.

Pine Forests

Cotton Fields

With its blend of history, nature, and community spirit, Santa Rosa County stands as a vibrant and inviting part of Florida’s Panhandle. It is equally suited for a beach vacation, a weekend adventure, or a fresh start in a place that values both its past and its future. Across its communities, Santa Rosa County emphasizes quality of life. The area maintains a reputation for top-performing public schools, low crime rates, and accessible natural amenities. Communities such as Pace and Gulf Breeze routinely rank among the region’s most desirable places to live. Annual festivals, seafood events, and historical celebrations help maintain a sense of local pride while welcoming visitors into the fold. Santa Rosa County’s modern economy reflects this geographic diversity. Naval Air Station Whiting Field is where the future of Naval Aviation begins, producing 100% of all Navy, Marine Corps, and Coast Guard helicopter pilots (1,200 annually), making it the busiest Naval Air Station in the world. Their presence contributes significantly to the region’s workforce and culture. Tourism, outdoor recreation, education, healthcare, and a growing base of small businesses also shape the local landscape.

STAYING APPRAISED

SPRING 2026

STAYING APPRAISED

SPRING 2026

advice SAGE

Communicating Clearly About HJR 203 Factual, Neutral Guidance for Public ‑ Facing Staff Every so often in our profession, we find ourselves standing at the

What HJR 203 Actually Does (cont.) 2. Requires local governments to maintain first responder funding. Local governments would be prohibited from reducing total funding for law enforcement, firefighters, and other first responders below the highest amount budgeted in either FY 2025–2026 or FY 2026–2027. 3. Takes effect only if approved by voters. The amendment will appear on the 2026 general election ballot and requires at least 60% voter approval. 4. Continues current assessment practices. The measure does not change: just value assessment requirements school district levies most existing homestead ‑ related exemptions 5 . Includes a voter ‑ facing ballot summary. The ballot language states that the amendment would: Exempt homestead property from all non ‑ school property taxes, and prevent local governments from reducing first responder funding below specified levels. How This Affects County Property Appraisers? Our office: does not set tax rates, does not decide budgets, does not determine service levels, and does not take positions on constitutional amendments. If the amendment passes, property appraisers would continue to: determine just value, administer homestead and other exemptions, apply school district millage, and apply a full exemption for all non ‑ school millages on homesteads.

intersection of public curiosity and major statewide policy discussions. This year, that crossroads has a name: HJR 203. For many Floridians, the idea of eliminating non ‑ school property taxes on homesteads feels both intriguing and uncertain. Neighbors chat about it over backyard fences, homeowners bring it up while filing exemptions, and phones ring a little more frequently with questions that begin with, “Hey, I heard something about…” In moments like these, our role becomes even more important—not as advocates or analysts, but as trusted guides. People view their county property appraiser’s office as a reliable source of information, and they look to us to help them understand what proposed changes really mean. That’s why it’s critical that we treat these conversations with clarity, neutrality, and calm professionalism. By grounding our responses in the actual text of the amendment and staying within our statutory responsibilities, we can ensure the public receives information that is accurate, balanced, and free from speculation. What HJR 203 Actually Does 1 . Eliminates all non ‑ school property taxes on homestead property. Beginning January 1, 2027, homestead property would be exempt from all ad valorem taxes except school district levies.

SAGE SULLIVAN DUVAL COUNTY

Model Neutral HJR 203 Q&A for Public ‑ Facing Staff : 1. “Is property tax going away in Florida?” Response: “No. The proposal affects only homestead property and only non ‑ school property taxes. If approved, homestead properties would no longer pay non ‑ school ad valorem taxes beginning in 2027. School district taxes would still apply. The amendment has not passed yet; it will appear on the 2026 ballot and must receive at least 60% voter approval.” 2 . “Will this affect my tax bill?” Response: “If the amendment passes, homestead properties would be exempt from all non ‑ school property taxes starting in 2027. Your school district taxes would remain. The impact varies by property, depending on the local millage rates for your taxing authorities.” 3 . “How will this affect first responder funding?” Response: “The amendment requires that local governments maintain funding for law enforcement, firefighters, and other first responders at no less than the highest amount budgeted in FY 2025–2026 or FY 2026–2027. This requirement would apply even if non ‑ school ad valorem revenues decrease.”

STAYING APPRAISED

SPRING 2026

SAGE advice Continued

Model Neutral HJR 203 Q&A for Public ‑ Facing Staff : (cont.)

Communication: Best Practices for Staff Do: Use factual language drawn directly from the amendment. Explain what the amendment does, not whether it should pass. Keep the conversation within our statutory responsibilities. Encourage residents to read the ballot summary themselves. Direct fiscal or policy questions to the appropriate city or county departments. Offering personal opinions or predictions. Speculating about budget impacts or service changes. Using any language that could be interpreted as advocacy. Comparing counties or making assumptions about local budgets . Closing Thought As public servants, we’re often the first people residents reach out to when statewide issues begin to touch their daily lives. Avoid:

When someone walks into our office or calls with a question, they’re not just seeking information—they’re looking for reassurance that someone can help them navigate complicated topics with honesty and clarity. By staying grounded in the facts and committed to neutrality, we give our community exactly what it needs: reliable guidance in a moment of uncertainty. As the conversation around HJR 203 continues to unfold, let’s keep offering steady, consistent, and trustworthy information. It’s what strengthens public confidence in our work, and it’s what keeps our office a dependable resource for everyone we serve. And that’s your Sage Advice for this quarter. Have a tip or a success story? If you’ve used these resources to solve a tough issue, share it! I’d love to feature real world wins in the next Sage Advice. After all, the best way to navigate this maze is together.

4 . “How will cities and counties replace the lost tax revenue” Response: “Our office does not determine or recommend revenue sources. We assess property and apply exemptions according to Florida law. Budget decisions and funding alternatives are handled by each local government, so residents may want to contact their city or county administration for information on fiscal planning.” 5. “Do you think this is a good idea?” Response: “We don’t take positions on constitutional amendments. Our role is to explain how the laws work and to apply them accurately if they are approved.” 6. “Will this change affect property values?” Response: “No. The amendment affects taxation, not valuation. Property values will continue to be assessed annually at just value based on market conditions, as required by state law.” 7. “Does this apply to rental homes, businesses, or second homes?” Response: “No. The proposed exemption applies only to homestead property. Other property types—such as non ‑ homestead residential, commercial property, and second homes—would continue to be taxed under current rules unless changed by other legislation.”

STAYING APPRAISED

SPRING 2026

Property Appraisers’s ASSOCIATION OF FLORIDA

PAUL L POLK, CFA, AAS, RES CHARLOTTE COUNTY PA

It is an honor to serve as the current President of the Property Appraisers' Association of Florida (PAAF), now a unified organization representing all 67 elected Property Appraisers across the great state of Florida. For more than 120 years, PAAF has promoted fair, equitable, and accurate property assessments throughout the state. In 1989, a division within the association led to the formation of the Florida Association of Property Appraisers (FAPA). Over the following 35 years, several formal efforts were made to reunite the two organizations; however, those attempts were unsuccessful. I am proud to say that in October of last year, during each association’s annual conference, the long-anticipated merger between PAAF and FAPA was finalized. This achievement was the result of years of thoughtful discussions and collaboration among the leadership and members of both associations. The timing of this unification could not have come at a more critical moment. As we are all aware, property tax reform has been a major focus of the Governor and the Legislature since the beginning of last year’s legislative session. PAAF members, along with our general counsel the Levy Law Firm and Arrow Group Consulting, have ensured that our presence in Tallahassee has never been stronger. As of this writing, we still do not have a clear picture of what legislative changes—if any—may emerge from an anticipated special legislative session. As an association, we will continue to closely monitor proposals, provide input and analysis when requested, and most importantly share accurate, honest information on the impacts of any proposal with our staffs and the constituents we were elected to serve. Finally, I would like to recognize the Honorable Mitch Burke, CFA (Gulf County), immediate past president of PAAF, and the Honorable Ayesha Solomon, CFA, AAS (Alachua County), immediate past president of FAPA, for their leadership and vision throughout the unification process. Many others also played important roles in making this merger a reality, and I extend my sincere thanks to all who helped bring this historic effort to completion.

STAYING APPRAISED

SPRING 2026

STAYING APPRAISED

SPRING 2026

CALENDAR

Education

Registration Info

Course No

Course Name

Location/Date

Virtual Apr 6-9, 2026

IAAO 102

DOR Link

Income Approach to Valuation

Virtual April 27-30, 2026

Principles & Techniques of Cadastral Mapping

IAAO 600

DOR Link

Virtual May 11-14, 2026

IAAO 402

Tax Policy

DOR Link

Virtual June 8-11, 2026

IAAO 201

Appraisal of Land

DOR Link

Model (Valuation Model) A mathematical formula or set of rules used to estimate value for many properties at once. Calibration Adjusting the model so that estimated values reflect the local real estate market.

Terminolgy 101 MASS APPRAISAL

STAYING APPRAISED

SPRING 2026

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